Should I Invest in an ISA?

saving cash for the future

ISA’s or in full, Individual Savings Accounts have been for many years an essential tool for saving tax-free both in cash and stocks and shares. Many banks and building societies offered better rates for ISA’s to attract the longer term saver and keep them as customers. However, times change and since the banking crisis, we …

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Getting Closer

One week ago in this post, I announced that this blog would be focusing on personal finance. My aim is getting nearer by the day as I create content and ideas for posts that my readers will wish to read. The blog will be given a new look and at the moment I am taking …

Focusing my blog

Personal Finance Blog

Hello readers! Thank you for taking your time to read my posts and follow my blog. It is greatly appreciated that you do. At the end of last year, I wrote a blog post entitled, "So far so good" where I said that you shouldn't be surprised if I narrowed down the subjects that I …

What is Success?

What is Success? How do you define it?

Thousands of books have been written on how to be successful. It seems too, that everywhere you look online there are people who claim that they can teach you how to be successful. Beware though of many of these so-called success leaders. They make their money from people who pay for their online coaching or …

Spring is Here!

Springtime is a wonderful time of the year

I love the springtime here in England! The first flowers are on show and the buds on the plants ready to open. The birds are singing and busy building their nests and fields have lambs bounding about enjoying their new life. It's a time to enjoy as the weather warms up and the daylight hours …

Time to Talk

How to improve your listening skills - conversation.

We live in a world where everyone seems busy with little time to talk. Have you noticed though, that people are communicating? They are constantly on their phones sending text messages, using Whatsapp, Facebook, Twitter, Snapchat, Instagram and more! You often see people sitting in cafes and restaurants with their families and friends and their …